POVERTY REDUCTION THROUGH CONDITIONAL CASH TRANSFERS: A CASE STUDY OF WORLD BANK- ASSISTED PROGRAMMES IN NIGERIA (2016-2024)

Abstract

This study examines the role of World Bank–assisted
Conditional Cash Transfers (CCTs) in reducing poverty and
improving human development outcomes in Nigeria between
2016 and 2024. Drawing on programme records, secondary
survey data, and simulated trends, the research evaluates how
CCTs influence household poverty reduction, school
enrolment, and health service utilization. Findings show that
CCTs significantly reduced poverty headcount among
beneficiaries, improved primary school enrolment, narrowed
gender gaps, and enhanced child immunization coverage.
While outcomes are positive, limitations include coverage
gaps, political interference, and sustainability concerns. The
study recommends expanding beneficiary targeting,
strengthening domestic financing, and integrating CCTs with
livelihood interventions for greater impact.